360Value for Commercial Property

From underwriting new risks to policy renewal, count on 360Value® to generate reliable estimates for every commercial property in your portfolio.

How accurate are your commercial property replacement cost estimates?

Your book of business may be over- or underinsured if you're underwriting based on estimates that aren't prefilled with reliable, site-verified data; based on current, local pricing information; and aligned with expected claims.

The 360Value difference

Commercial insurers now have unprecedented access to regularly updated, localized, and component-based materials and labor costs to build dependable replacement cost estimates.

Align insurance to value

Access current material and labor data and insights to master your risks and stay on top of volatile trends.

Estimate business contents

Get contents estimates based on verified data we collect from business insurance policies and actual claims—and process via our proprietary 360Value Commercial Contents models.

Integrate easily with Verisk’s ecosystem

See how 360Value integrates seamlessly with Verisk’s ecosystem of commercial property solutions.

Track the latest changes to reconstruction costs

Reconstruction costs can change at different rates across time and geography—and can be very localized. Each quarter, Verisk reports reconstruction cost data and trends at the national and state levels.

Reliable, component-based estimates

360Value provides dependable, claims-driven, component-based estimates that account for virtually all material and labor required to rebuild. Verisk professionals continually research and validate construction cost data at the local level.

Features and capabilities

Connect costs to claims

We update the 360Value database with real-time feedback from thousands of contractors and claims adjusters, extensive material and labor cost surveys, and analysis of millions of actual damage repair estimates.

Get monthly updates

Monthly pricing updates help soften spikes amid inflationary pressures and cost peaks. Smaller changes improve alignment with market prices.

Localize your estimates

We include material and labor costs in 431 U.S. regions and add more cost components at the ZIP code level where applicable.